A cardless ATM is an innovative banking solution that allows customers to withdraw cash from an automated teller machine (ATM) without using a physical debit or credit card. Instead of inserting a card, users authenticate transactions through digital methods such as mobile banking apps, QR codes, OTPs (one-time passwords), or near-field communication (NFC). This technology is reshaping how people access cash by making transactions faster, safer, and more convenient.
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